Don't be one of those, step up to the plate and embrace your responsibilities.

@Jessica Mendez please see https://www.cdc.gov/mold/Also, one of the best and non-caustic/non-toxic ways to remediate mold is commercial grade Hydrogen Peroxide...safe and penetrating...https://www.reference.com/home-garden/hydrogen-per...http://greenopedia.com/clean-mold-without-bleach/

You need to embrace the reality that there is no place in business for emotions. 

They mention they have issues over time with leaks as they create new penetration point for water to get in and the pressure of the plates can create cracks on the wall.  

In any case, liquid and hardwood does not mix if the liquid is given time to penetrate the wood.

I have embraced debt to grow, and it has worked, but now I am getting a little jittery as I have surpassed my ability to repay the debts from other income.  

We are currently at 40% payment penetration and hope to eventually get 75% of our tenants paying this way.  

we just had water damage caused from bad stucco on the exterior of the complex and a lack of roof overhang which caused water to run down the wall and penetrate the exterior.  

Note that not all lenders have embraced this change. 

"Lazy Agent", "only takes 15 minutes to write an offer", "all the agent does is write an offer, it's nothing special", "I only want my agent to write at least 2 offers per week (that are not going anywhere)"Melind, if you embrace these attitudes; you will have trouble finding a successful, professional agent that knows their way around investment property who is willing to work for you long term.