Like much of real estate, it looks a whole lot better on a spreadsheet than it does in real life.It works at scale or with a lot of experience, but you are kind of building a house of cards needing everything to go right in the beginning. 

Just curious why you're looking at those two banks for credit cards?

I seem to remember that I didn't even have a business card until then either.You are VERY late to the game to be making these decisions. 

LOL, you're just a dream-killer with these Debbie-Downer corpse stories, Jay! 

However it is important to remember to make sure you have a plan to pay that loan down and not allow that credit card debt to climb back up.

Transitioning to Business Credit CardsOnce your business credit profile is established, apply for business credit cards.

I would apply to all of my dream homes and trust that the landlords can't refuse me because I would be protected under the Fair Housing Act. 

In addition, a motion for default was filed against an outstanding mortgage for another $ 367k which was personally guaranteed as well.Keep watching the Kiyo v BTC and Dream CQ Holdings V BTC cases as both of these have a potential basis for piercing the corporate veil.  

I’ve gone back and forth on doing grocery cards, gas cards, or restaurant cards and feel the discount just works better for me.

We got a small drop last month but nothing worth bragging about.I was thinking of doing a refi with dropping rates but doesnt seem like thats in cards currently...Thank you The bond market happened.