You mention local employers maybe a gift basket followed by a phone call to those HR directors mentioning that you have a place available for new or existing employees.

These are often called portfolio lenders because they keep their deals in-house and only have to get it to pass muster with the bank's board of directors (BOD), or some long-term, trusted loan officers have a limit up to which they can approve loans without consulting the BOD. 

After following up with the insurance desk adjuster consistently, Back to the present, I just got off the phone with their "Director" of special insurance case, whatever that means, where we've had a pretty combative conversation where I get the feeling that he was fishing for something and I said as much to him.

Home price increases are sharpest in these markets, while dwindling housing inventory in the lower price classes could be discouraging people from buying.”Here are the basic stats on single-family home sales for February 2018 for the City of Austin and the greater Austin area:About the local economy, Mark Sprague, state director of information capital for Independence Title, said, "While wages and jobs in the Austin area haven’t increased, the local economy remains strong and continues to attract new residents and potential homebuyers.

But I almost fell out of my chair laughing at that one!

I have an older couple (in their mid 70s, they are in the wheel chairs), they have been paying the rent on time for 5 years.

Just saw a YouTube video for a guy building tank-track based wheel chairs for all terrain mobility.

If it’s high wear & turnover throw up a chair rail at ~42” and paint below that only at turnover.

This article sums it up perfectly:“Our latest inventory data tells us buyers are out in full force this spring,” said Javier Vivas, director of economic research for realtor.com.

My offer was just accepted on a duplex and being a first time home buyer AND house hacker, I'm equally excited and as nervous as a long-tailed cat in a room full of rocking chairs but I digress.