Seems like everything cost an arm and a leg to get nowadays.

Until then, I'm anticipating consistent double digit increases in insurance YOY.My Thoughts:I personally think insurance expense escalators should have 5-10%(as an avg) expense escalators for the foreseeable future.Am I alone in feeling this way?

The team is based in Bolivia, Argentina, Honduras, and Pakistan.All agents are paired with a supervisor and trainer to offload a lot of the day-to-day responsibility and management from the operator's sizeThe agents help operators set up a 24/7 front desk team (Guest services/communications), manage overnight emergency shifts, create and optimize listings, revenue management, dispute negative reviews, manage Airbnb claims, in-house vendor management, bookkeeping & sending owner statements, manage collections, digital marketing, and other back-office tasks.Nonetheless, happy to chat.

My understanding is that if you’re not licensed, you can’t originate more than 3 seller-finances/year, and you have to make sure buyer can repay, fully amortizing, and restrictions on ARM.

You could be a private money lender on real estate deals that need funding, and get double-digit returns on your money.

Every time I hear 1% cash flow I stab myself in the arm with a pencil - my arm looks like Swiss cheese now....hahahaSince you're in Gilbert, why not invest locally where you can walk properties and you know that area?  

The AIO and 1st lien or HELOC strategy is not meant for financial undisciplined people but you're right if you're undisciplined a fixed loan may often be better because typically that person cannot put extra principle in their loan anyway but they might frivolously spend all their available line credit anyway.Where I'm from, once upon a time (not so long ago), home loan interest rates were well into double digit interest rates.

I need a reliable virtual address and digital mail forwarding service that can handle digital mail forwarding, scanning, and other essential business needs.I’m looking for something flexible, secure, and cost-effective.

All 3 properties are cash flowing at a low single digit rate but have nice appreciation and 10 years left on loan.  

The only issue really is that this is not considered an "arms length transaction" so if you were going to a bank they may more hoops to jump through or lend less than they would in an arms length transactions or even pass on it.