Additionally I think the coverage amount will be limited in some scenarios because by being on the tenant's policy, the landlord is no longer considered a 3rd party.

Here in UT we have strict occupancy limits in college towns of 3 unrelated people per unit.

@Mike ReynoldsRegarding your comment that if you need funds you can use money from your side business:You can't use non-retirement funds to pay for expenses related to real estate held inside you Solo 401k.Subject to the contribution rules and income limitations, you may be able to contribute non-retirement funds to your Solo 401k (e.g. as an employee or employer contribution) and then you could use the funds in your 401k to pay for expenses related to real estate owned by your Solo 401k.

A Solo 401(k) may be advantageous for self-employed individuals, offering the potential for participant loans, higher contributions, and no custodian fees, as well as higher contribution limits and the option for tax-deferred or Roth contributions.This post does not create a CPA-Client relationship.

Having models is great if you understand their limitations.

I have considered adding an ADU in the back, but since I am limited to 75% of the main house square footage, this is also probably not worth it.     

Timing is critical.

When I went to cancel my membership, RentRedi gives you a large box in which you can describe to them why you decided to cancel, and there was a SHORT and hidden character limit!

Anyway, Please feel free to criticize and give your feedback.

Many lenders will limit to 65LTV for Foreign Investors, but there are some exceptions who will go to 70LTV or even 75LTV.