You seem dangerously confused.Perhaps this will help you.Usury is defined in Article XV Section 1 of the California Constitution, which is admittedly tough to read.

Personally, I was just going to spend a lot of money that I may never get back to make a point for myself and other people, using the appeals processes for lack of following constitutional standards (My husband and I are considering it an investment in our lovely country, the USA).

There's a lot of different ideas about what constitutes wholesaling.

What constitutes a reasonable retainer fee is typically based on the quality of the attorney, the complexity of the case, and the number of years of experience the attorney has.

Here is the actual text of the California constitution regarding usury:http://www.leginfo.ca.gov/.const/.article_15I would point you to subdivision (1) as it may help you find an answer.  

As a licensed Realtor, you are providing a service of value, and if you were to give that to your IRA for free, you are in effect adding value to the IRA - which could constitute a self-dealing, prohibited transaction.  

For example, you might offer $200K as follows: $25K down and $1500/mo until the balance ($175K) is paid in full (in just under 10 years).Do I need to say this constitutes zero interest financing?

Lenders must keep copies of the Loan Estimate for three years after consummation, and retain copies of the Closing Disclosure, in addition to all Closing Disclosure-related documents, for five years after consummation.The Final Rule also includes several other substantive changes and additions to TILA and RESPA, including, Defining what constitutes an application: The removal of the seventh catch-all item.

"The IRS discussed the issue in PLR 9840026 (some citations omitted): The rental of even a single property may constitute a trade or business under various provisions of the Code.

I understand that nothing said here constitutes official legal advice, but I thought I would get an opinion from some of you on how I should handle my particular situation.1.