I feel like it would be great to trust a property management company on all of this, but it would be hard not to step in if you could do a better job at screening bad tenants (eg screening HUGE future problems).I initially managed properties myself, but now I delegate that responsibility to my business partner, personal assistant, or a property manager at my brokerage.Most PMs I know will send you an applicant for final approval and you can get on the phone with them and ask them questions

Credit score does matter but they will lend on a per property basis out of your available LOC once they approve a line...again mostly based on your available cash and credit score.

I can wait a year or more, so long as it gets approved and I'll eventually see that money in the future.

In your experience, how quickly do the insurance companies approve these for the family?

What exactly would make a city board approve non-affordable (i.e. not Section 8)  apartments?

Or may help you shift lots from houses, or houses from mobile homes. 

:Oh, so, you mean like say, get a person to transfer deed into your name on property while retaining there mortgage acquired under there name, there credit, there income, but now doing things in a manner to convey the benefits of said mortgage financing unto yourself who financing party never approved, reassigned to, or even has knowledge of.......

Especially without approval from anyone? 

I got pre-approved by my previous lender and by another lender.

You will likely need to pull out and cap the bathroom plumbing if the bathroom was not approved and remove the stove since the city is already on notice of it.