For those who are highly disorganized, I sometimes advise them to have a separate account for each property, depending on the scenario.  

If you could avoid an HOA, I'd advise to do so. 

Any specific areas of Columbus? 

Happy to keep the conversation going if anyone wants to dive deeper into trends or specifics!

Yep - My firm can do this for rate-term refinances and/or acquisitions, with stipulations (specifically for 85% LTV): Min DSCR of 1.25x+, Min FICO of 720+, SFRs.

Without knowing all of your specifics, I'd say that it's only worth holding on to if you can reasonably expect to have some really good appreciation in the near future (like 5 yrs)....Or, in the case where it would run well as a vacation rental, you could switch the usage, maybe?

You can call suppliers, but may need very specific details to get a meaningful number.

Readers are advised to seek professional advice.

And if you’re targeting specific regions, what makes those areas attractive for your strategy?

MANY things can affect the title to a property, not only issues that are specifically recorded as a public record like a mortgage.