Good morning, @Edna WhiteIt looks like you have already found a potential deal and identified a potential tactic (subject to) to make the deal work, well done so far!

No need for DTI, no income verification, just need to make sure the property debt covers with the first and second mortgages. 

Apples and OrangesContinual complaints from victim homeowners whose credit and possibly lives are destroyed by selling sub to to buyers who aren’t intending or able to make payments thru “tough” times will inevitably bring a call to action to AGs to find laws that can be appropriated to use to file charges against the most abusive proponents.

@Lee Ripma do you have any good articles or blogs that you can direct me to to give more information on the topic? 

I estimate the vast majority of those who would send in money to something along the lines of a syndication they fund online lack the skills to perform the necessary due diligence, would not take the time to learn or perform the verifications even if they knew how - the whole pitch is "trust me, zero effort."

Hi all, I’m new to this and have been researching and watching videos trying to I educate myself but I also want to see if anyone is willing to mentor at all.  I’m looking into trying to find seller finance properties...

The mortgage market is healthy so there are several ways for income to be calculated including but not limited too: full income verification of two years W-2's or tax returns, 1-2 years of a 1099, average deposits of 12-24 months of personal or (50%) of business bank statements, an up to date P&L, DSCR (debt service coverage ratio) or rental income (investment properties only). - Appraisal.

The loan is conventional and they are asking for Employment Verification saying I work remote in order to settle the occupancy rule. 

if hvac is really, really old, you could try shopping a "home warranty" that doesn't have hvac caps and exclusions and just get it for "systems." i know AHS used to offer those a while back, but even they started capping to to 3k or something silly.

This process typically involves assessing factors such as credit history, rental payment history, income verification, and background checks.