Only reason I've been doing it is to get 0% business credit card limit increases.  

I can totally see why you may have felt ashamed, but the reason these forums exist is to share information.

Long-term, you need a voice of reason.

It is my understanding that the new owner will have the house at the cost basis of my purchase price, for calculating capital gains taxes or depreciation.For gift tax purposes for you - FMV.For capital gain tax purposes for the recipient - your original basis/purchase price 

The main reason I ask is because that is significantly below primary residence mortgage rates let alone any investment loans, if you can get rates like that I might need to make some changes on my end hahahTo answer your original question, assuming all else is equal long-term fixed rate debt is valuable. 

The wall street journal published a piece suggesting home prices are overprice and will likely fall. 

In the case of the stolen furniture I would also ask how did the police offer develop the competence to read a lease and decide that was a reason to not pursue the case? 

This year is slower than normal because mortgage rates and home prices are so high.

@James Boreno You’ll likely owe taxes, but don’t forget to account for your adjusted cost basis, which factors in the original purchase price, depreciation over 10 years, and any capital improvements.

Where do you find details on prices, demand, cash flow etc?