These updates modernized the property, improved its curb appeal, and significantly increased its market value.

@Denise Evans  Modern smoke detectors start going off regularly if they aren't replaced after 10 years so why do 1 year batteries, I do the 10 year batteries. 

These updates modernized the property, improved its curb appeal, and significantly increased its market value.

Consider targeting young professionals and small families who are looking for modern living spaces close to their workplaces and urban amenities.Property Analysis:Exterior and Structure:Materials: The exterior is clad in modern siding, likely a composite material or Hardie board, known for durability and low maintenance.

If we build, we are looking at a modern cabin with 2 bd 1.5-2 ba.

Example - replace kitchen cabinets that are serviceable to ones that are new & modern or replacing the roof. 

No idea, every market is different and I would venture to guess that my market would have more of the modern and contemporary designs than TX.

This affects DTI in a negative fashion, like a credit card would do. 

The heating units themselves are new high efficiency modern units and are working as as they should but the home just doesnt have enough insulation. 

After 4 months they give you the opportunity to open a secured credit cardAnother is called "Kikoff": These guys will report a $500 Limit Credit Line for less than 5 bucks a month.These modern services are a great place to start, they will never report late payments, won't get you into debt and build your credit score every bit as much as credit cards.After you 3 - 5 of these open for 90 days THEN apply for credit cards, you will get much better approvals, higher limits, lower rates, more rewards etc...Mortgage lenders will also be looking at how long those accounts have been open.