.💰 The Cash Flow ConnectionThink about it - both investments are essentially money-making machines.

The LLC is irrelevant unless you are paying cash or getting a DSCR loan.

Would a cash out refi be under commercial terms since the property(s) are under LLC?

After 45 + years as a real estate investor, broker, lender, fund manager and syndicator, I’ve become aware that the “dream” of many investors and investor “hopefuls” is to be able to generate enough cash flow to live off their real estate holdings and accumulate enough wealth to make “work” optional.

Denton County offers opportunities in suburban and college town markets, while Grayson County provides affordable entry points with cash-flow potential.

This can be beneficial for investors since it allows you to qualify based on the property's cash flow rather than your personal financial situation.

Let's use that as an example. 20% down is $43,000 plus lender loan origination fees, closing costs etc is going to push you over $50,000 cash out of pocket.

Another great option is the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat), where you buy a fixer-upper, renovate it, rent it out, and refinance to pull your cash back for the next deal, and this is a good route because most private lenders can go higher LTV than on a rental loan! 

I have been looking at properties and it seemed like the seller s  based their price on zero percent cash flow for the buyer.

Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.