And the cheapest capital comes from traditional lenders, who will want good credit score and financial wherewithal from the borrower.  

Saying you want to eventually "get out of Section 8" is akin to saying you want to eventually "get out of renting to [insert a traditionally marginalized race/ethnicity/religion]"

I'm Christian Campos, a private money lender and real estate investor from Los Angeles, CA.Where are you located in California? 

Is it possible to get a traditional loan on the 25% and owner finance the rest? 

@Christian Licata I realized I wasn’t going to get anywhere just sitting on the sidelines and so I spent several weeks analyzing my target market and ended up choosing a SFH that was in a great location.

The Twin Cities has traditionally been an excellent place for growth, but there are many metro areas that will offer you similar profits.

It has Roth component and traditional built in.  

I imagine the home I can use a construction loan or my heloc again to complete and then get a traditional mortgage as that will be on its own lot, but the cabins will all be on a large lot containing the farm itself.

Rates are typically higher than a traditional cash out refinance, however at least you are not getting the full loan amount + you have the flexibility to draw/tap in the money whenever needed.

If you're sticking to all-cash, passive investments, you’re right that flippers and small developers often look for cash investors to fund deals without traditional financing.