I think there were probably several of them that got up the courage to buy one or a couple of properties.

I actively buy real estate in Arizona.

Quote from @Fernando Martin-Gullans: Hey y’all, I’m a retail investor with 2 SFH rentals worth a combined ~$650k looking to utilize some of my stored equity to buy more out-of-state properties, but I’m not quite sure how best to proceed given that my interest rates are incredibly low (leaning me away from refinancing) and neither property is owner-occupied (which I believe prevents me from using a HELOC).

Does anyone have experience with buying rental or STR property there or have a connection there that I could speak to? 

As Guadalupe said above, a DSCR is a great option for buying with a lower DP but it comes with the caveat of higher interest rates; and as Nate said, National Bank of Coxsackie in Glenmont is a great local bank which wont sell your note to larger banks.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

We were fortunate to buy a house that was almost entirely turn key so construction wasn't needed.

And buy your next primary residence. 

Investment Info:Single-family residence buy & hold investment.

Real Estate buy and hold, Crypto, Private Lending, Industrial Syndication?