Recently became a 1income household with alot of musical bills associated with that.

This is a great thread with lots of wonderful ideas.I generally hate holding debt instruments because inflation erodes their value, as some previous posters have pointed out.

Any service or advertising contracts: (Trash, extermination, maintenance, management, commission agreements, union agreements, vending, billboard, pay telephone, etc. and any instrument or contract to be assumed by Purchaser) Copies of all recent appraisals, engineering reports, environmental reports Survey (as-built), legal description, architectural and engineering plans and specifications Payroll register: List of employees including name, position, wage rate, and entitled benefits Business license Physical inventory of furniture, fixtures, and equipment, and supplies.

From the Investor Partner's point of view it is a promissory note and therefore debt instrument with a fixed rate of return.

My thoughts on Desert Hot Springs is that it is closer to Joshua Tree and during music festival season you'll get an uptick in demand from those looking for places that are easy access to Joshua Tree and the festivals while being close to Palm Springs.

So the notion that using this instrument instead of one of those true security instruments grants the owner a faster resolution to default is not completely accurate.  

The best advice I have is to stop listening to music - listen only to podcasts while you drive.

Which is fine... til the market changes and inventory increases - when the music stops it will go back to location, location, location.  

Switching to a new company is not a light decision, and your insights will be instrumental in helping me make an informed choice.Thank you in advance!

I wanted to create a thread where people can discuss and exchange their ideas on the "create" part.When I think of creating in this context, I think of something that provides royalties, like making music or writing books vise a business that would fall into the earn or invest pillars.