Then I work backwards by assessing the cost to put infrastructure / curbs in.

Now to sell it you have to put in water and sewer , curb and gutter , roads and clear the lots .

Jack hammer a few holes in the bottom of it and put an sign on the curb - and on CL - that you are looking for fill.  

Also sidewalk, curb and gutter may be required if it's not in place already.

Any payments and balances related to housing such as late pays , foreclosures and short sales ,Of course other credit / payments are reviewed as well , but if there was an acceptable and documented exception for a student loan , car payment etc they would likely not hold it against the borrower .Again these guidelines are all new for people and lenders so everyone is on a learning curb.

OK, sorry for the misunderstanding, how about seeing if your agent says he/she WOULD write that offer and if they agree, kick them to the curb!

Use this figure for your roads, water, sewer, electric.Just making the following up:Road- 25 ft wide, 6 inches thick, before curbs. 

And by cost per lot, I mean the cost to run utilities, pave roads, curbs, etc.   

.✅ Replaced cast iron plumbing to PEX ✅ Paint & LVP flooring✅ Brand new kitchen with granite countertops, shaker cabinets, backsplash, and stainless appliances✅ Brought the laundry from an exterior mechanical closet to inside the home✅ Full exterior refresh for curb appeal✅ Added a Tesla Wall Connector in the carport for at-home charging ⚡️ (ok, this one is just for me but is pretty cool) What was the outcome?

The current deal that was brought to my attention by my realtor is a Duplex for 55K needs some cosmetics, but I made a curb offer so I could get a walk through.