I realize principal preservation and debt levels are mutually exclusive goals to the seeking a 40% leveraged return there......but with your belief that Boise is growing....isn't the risk/reward in your favor to own more houses with an acceptable level of leverage, than to own fewer with mortgages paid off?

It is my belief that occupancy is not only below last year, but below 2019 however some of this could be the result of having in the 10s of reviews (we are below 100 reviews on both units on both primary OTAs) rather than in the 1000s of reviews.  

Contrary to popular belief, it's not the government's goal to get rich off property tax sales.

Truly, I am blessed beyond belief! 

Regardless of your beliefs I hope you enjoy some family time, relaxation, and peace and quiet!

The people on here are very knowledgeable and generous beyond belief!

Do recent comps in the immediate area support your belief that you could get a lot more than you have invested in the house?

Just the clothes on my back and a hope and belief that its going to be alright . 

You're smart for wanting to get into real estate now, so continue learning and invest as soon as possible.Personally, I know people who have limiting beliefs and subconsciously prefer being poor and stressed with bills rather than creating passive income.

Generally, it is my belief that asset protection is a shiny object that is used as a reason to oversell services.