For me personally, my preference is to deliver a higher end finish in my properties and price this accordingly to attract higher paying tenants/guests, who may have higher expectations, they communicate better, leave the place in better condition, and cause far fewer headaches than those asking for discounts/price sensitive groups.The better question to ask is where are you not marketing your MTR.

What safeguards do you put in place for potential default from your partner?

It's the safeguard that allows for long-term success.Steph Curry's Three-Pointers: Investing in real estate is like Steph Curry's accuracy from beyond the arc.

I'd love to hear how to safeguard against risk of non-paying tenants with the idea that pandemics/eviction moratoriums can happen.

Though I am not the sensitive tender foot I was 10 years ago when it comes to standing my ground with Customers.

Abraham,Appreciate your input, I'm currently doing more market research, and it looks like Stockton might actually lead job-growth in CA this year. (1)I'm still new to the game, and use cap rate  w / debt service, because comparing COCR is sensitive to the DownPayment / financing, whereas CAP / w debt is much less so, even though it breaks the definition.Is there a better metric, or maybe the mechanics of its use is still not 100% for me, would appreciate any feedback.With some of these COCR returns, you could break even in 3 years, granting an infinity return after that. 

If HOA, the property may be in a super-priority lien jurisdiction where only a portion of the HOA lien has priority and the foreclosure of that lien does not extinguish any mortgages.A mortgage originated in 2006 would likely not mature until 2036... and if payments (principal, interest, taxes, insurance) had not been made for some time (especially on a neg-am loan), the current balance after escrow shortages and forced place insurance coverage could easily have mushroomed to $250k.Only the mortgagor (and the property itself) is responsible for satisfying the original mortgage debt... until a successor in interest acquires property subject to that mortgage, in which case it's still not the personal debt of the purchaser but simply attached to the property.Need more info here to be helpful.It was a HOA auction there was a judgement for 4911 that was never paid plus some outstanding dues (rumored to be 18k) but the HOA sent me info only asking for last 3 months of dues so farI have a ton of information on the property basically everything but any info on the current mortgage status (deed, original mortgage, mortgage assingment etc) I just don't want to post something that would be sensitive to the previous owner Until a successor in interest acquires property subject to that mortgageabout this section specifically, does that mean I could inherit the mortgage?

Our notice is not like Safeguard or the old MCB postings.

handing over an EIN may be better than handing over a SSN as a SSN is very sensitive information.

Someone smells a rat according to me or i am i being a sensitive newbie?