When the house was listed for more than 100 days on market, they have chosen to "liquidate" the property to the highest and best offer, ACCEPTABLE to the seller. 

I should have chosen my words better when I said crash.

If you find one of them cash buyers with money coming out of their pores, you are golden.

I have chosen to put together a yellow letter which follows: Dear <<Home Owner>>Hi, My name is Amit and I am interested in buying your house for $$$ CASH $$$.County records indicate you are the owner of the property located at:<<Street Address>><<City, State>>If you would like a free CASH estimate on your property, please call me at [number] within the next 48 HOURSThis will be a hassle free all cash offer.

But for many REOs, as @Jon Holdman states, the seller may want you to use the title company they are already working with since they have already paid for the title work that has been done.One issue you may encounter is that the title company the REO asset manager has chosen most likely will not allow same day back to back closings using transactional funding.

Incorrect drainage is the issue for many older homes having foundation cracks as the added pore water pressure from the rain creates an uplift force and can cause differential forces on the foundation (a foundation's enemy is not always more force but it can be less force to retain the foundation as well).Just know the wall wont crack on its own.

(Learn how to find fair market value either online or your chosen realtor!) 

Personally, we feel we are more comfortable with neighborhoods chosen by Mack vs Elite.

Most of the existing tenants have chosen the direct deposit route, so there is no question whether their funds arrived on time or not.Our new leases contain late fee provisions, and we quickly trained the existing tenants that the late fees in their original leases meant what was written.

I've chosen to move away from a wordpress.com website, so I could have a more powerful website through wordpress.org.