What does the deed look like (my own curiosity).

In most cases, the foreclosing bank will open the bidding on the property for the amount of its judgment, which includes not only the balance of the mortgage owed, but all the costs that the bank incurred in the foreclosure suit, like attorney fees, accrued interest, and anything else they paid.

Just out of curiosity, if you want to keep them talking, wouldn't it be better to ask an open ended question? 

Here is what I would do, I would raise her rents in lock step to everyone's BUT I would talk with her and reassure that I will allow her to pay what she has been, and let that balance accrue.

I would get a job in real estate that you have interest or curiosity: property management, appraiser, receptionist/administrative work at a real estate broker, construction/trades.

What would your ultimate win situation look like out of curiosity?  

Collateral is the property you're trying to buy, credit has to do with whether you've paid your bills on time and whether you're over leveraged and capacity or the ability to handle the debt you're trying to accrue. 

The first cleaning was a curiosity. 

Out of curiosity, why are you picking DFW?

This topic sparked my curiosity.