The key is to have very low turnovers which cost a lot of $, so treat your tenants good and they’ll stay with you forever.

Student loans are also a large factor; young professionals struggle to save for a down payment because their student loan payments cost as much as a mortgage. 

There aren't a lot of options in East Contra Costa unfortunately, it's not like Dallas Texas where you have SO MANY property managers to choose from. 

You may want to look to the outskirts of town to find better deals, but the ones that are on the MLS are going to cost a little more to be in the better parts of town.

Marta Costa

I may need to check the California legal requirements for real estate brokers.My main real estate focus is buying non-performing notes in the red states and an airbnb rental in Costa Rica.   

On something like this pre Covid if you were experienced we'd want 10-15% of project cost as down payment.

And the simple fact stands, the places where everyone wants to be cost a lot more $ then the areas everyone is working to get out of. 

The coverage through Kin was about the same cost as Proper. good luck!

You may want to be sure that the providers your interested in working with aren't too informed about your liquid assets as you may end up over paying for property and or see an increased property expense cost as they'll know you can afford it.