Here's what I got so far from this post, as far as what the investing/rehabbing world wants from us:1) Transparency, an honest quote up front, that you can close with2) REASONABLE pricing, the hml can make money, but not an excessive or unreasonable amount3) Having upfront rules, so borrowers know what requirements have to be met, etc.4) Clear policies on credit scores and qualifying Comment: Although some hmls, like me, give little and in some cases, no consideration to credit scores, some do raise money from investors who set credit score minimums.My opinion is hmls should have whatever policy they feel is best for credit scores, but disclose it up front, and clearly from the start.

All that might be true but here is what I have learned after years of managing residential properties: #1 There are just as many difficult, unreasonable and problematic landlords as there are tenants. #2 Everybody is different and there are many different personalities and characters in the rental game.

Is there a certain quantity of notes to buy to be able to offer this figure or is that an unreasonable percentage to even go for?

It sounds like you are dealing with unreasonable sellers.

I feel there are several years left before I need to replace the shingles, and that it is unreasonable to expect a homeowner to replace something as expensive as a roof based purely on sun darkening of the shingles.

K.marie@ No, I do not have enough funds to buy the house, I had almost 40% of the purchase price, I asked the hud employee if this was a common issue, she told me that some hard money lenders did not have a problem getting hud the information, actually what they were asking for was not unreasonable they will take a letter on a bank letter head stating that there was enough funds to close the deal, it does not have to be a bank statement.

The question is, if you pass the fee along to tenants (which doesn't sound unreasonable if they want additional parking) will the rents still be competitive?

Last comment I wanted to include was: When submitting my offer, is it unreasonable to include pictures of the major issues in efforts to justify my "low ball" offer?

A 23 cap deal is even unreasonable for deals that were purchased after the crash for a bargain in 2009 and have now rebounded.If you truly have a deal on your hands my best advice for you is to partner with someone successful in the industry.

AFFIDAVIT OF OCCUPANCYApplicant(s) hereby certify and acknowledge that, upon taking title to the real property described above, their occupancy status will be as follows:Primary Residence - Applicant(s)shall occupy, establish, and use the Property as Applicant(s) principal residence within 60 days after closing and shall continue to occupy the Property as Applicant(s) principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower’s control.That should clear some things up, good luck.