I just joined GAREIA and have been attending via zoom but I want to go in person so I am able to meet other people that are actually investing in my area -Meet with lenders some I can become more familiar about the financing and different products that are available to acquire rental properties If I could design a this is how to get your property this year, what you said you are going to do is basically it so great job.

Products & Services enable us to track each 'phase' of the rehab.

Be sure to investigate the varying product types. 

Welcome to the forum @Chris Primavera.Seeing as you are brand new today, it would be good for you to search on the forum for those areas and read everything there is about those markets.Grab @Avery Carls book Short Term Rentals Long Term Wealth and read it. https://store.biggerpockets.com/products/short-term-rental-l...It is chock full of info that you need.

no argument from me.. but I think they do that to legitimize the company/loan product.

No paper towels, no "flushable wipes", no dental floss, no hygiene products, no tee shirts (real example). 

If you have a finished product, they won't move in for 60 days but your lender requires signed lease and/or move-in for refi...this will delay your refi.

I personally think sevier county is one of the best areas in the country to invest in both now (if you pick the right product) and especially long term.

Quote from @James Wise: The term "cross selling" is used when you sell related products.

But there are products that go all the way down to .75+ ratio and even no ratio.