Mainly because, while I think there are some that offer truly valuable information, you need to know where you "holes" are to make sure you are plugging those. 

The lower rate or longer term can also make the payment more affordable. 

Sure.

Find the best property you can afford that also can produce enough income so that your monthly out of pocket expense is equal to or less than what you'd pay in rent.

Quote from @Jade Frank: New real estate investor here, we're ready to start the journey of real estate investors, not sure if phoenix AZ would be better or Fayetteville NC.

Even in towns where they desperately need affordable house if, they can’t get over the stigma of MHPs.The other issue you’ll run into is highest and best use.

Or can you still run everything through your personal return (just want to make sure that I can deduct things such as HOA fees which I can do if it is a rental).2) If I do decide to run everything thru my personal tax return (save on LLC fees), should I at the least set up a separate bank account to track costs separately?

This would be a significant modification to the underlying collateral and I’m sure it would be prohibited in your loan docs.

i fyour getting paid off when the vertical loan goes on.. then your in first position . so not sure what the issue is? 

I'm sure there are other similar services out there. 2) DSCR loans would probably be your best bet.