If property values are stable or increasing, your strategy might be solid.Exit Strategy Since you plan to refinance in 12-18 months, consider what happens if interest rates don't drop or if refinancing terms aren't favorable at that time.Questions you might want to askAre there any zoning or regulatory issues with converting or renting the units as mid-term rentals?

Gold/silver falls into that category as well and is more stable, has a long history of value retention and can't be hacked or generated from a computer. 

I am going to do exactly that... there are a couple of other sea/ocean themed wines as well, this will fill out an empty shelf above the wine glasses... it will be on theme, look amazing in photos, and be 100% alcohol free (without pissing anyone off!) 

Target affordable rental options for stable tenants.

Although, if they do not have stable income, based on our requirements (3x monthly rent) the sister alone would not qualify.

Ceiling fans need to be secured differently than a basic ceiling to be stable and this is of course electrical work so allowing a tenant to potentially do it is a liability issue if they got injured. 2.

Research hot areas like Fountain Square and consider the stable rental market.

Hi Erin, I work for a property management company in Milwaukee, Wi, and here are some thoughts to consider: Vacation rentals- Pros: Higher Income Potential due to tourists, Flexibility, Shorter Tenant CommitmentCons: Inconsistent Income depending on demand and time of year, More Management Required, Wear and Tear because of constant turnoverLong-term rentals- Pros: Stable Income, Lower Management Effort, Predictable Expenses, Less Wear and TearCons: Long-term commitment (this can be pro or con depending on the tenant), Market Dependence The choice between vacation rentals and long-term rentals largely depends on your financial goals, management capacity, and the property’s location.

Got to shelf the reservations for all units until we can fix this.

I tend to go for stable income, so I suppose a single family LTR?