Unfortunately, insurance may decline for one or another reason. 

Local product is cheap since no import tariff.  

-Townhome/condominium sales declined 12.0 percent year-over-year.

But according to census that town has been declining in population last couple of years.

Seeking to invalidate someone's perspective before asking for details is not productive.

The tenant demanded the Sunday night emergency service, which i declined and TOLD her (not asked) that the furnice guy will be there on Monday morning.

Mid-term is more likely to work in any market than STR, but I think you would be surprised at how well an STR could do if there are no other options like that in the area (think people's parents or friends coming in for the week(end)).I've seen a lot of people grimacing at the net-negative house hack (it's just a product of rates and low inventory in a lot of markets) and this is one option to try to recoup some of that loss.

JUST HERE TO GIVE A QUICK RECAP OF MY 2024 SO I CAN SOMEDAY LOOK BACK AND LAUGH HOW THIS YEAR WAS A NIGHTMARE AND PRODUCTIVE ALL IN ONE LOL FUNNY ENOUGH THE YEAR STARTED ON A GREAT NOTE I WAS ABLE TO GET INTO MY FIRST FIX & FLIP  DEAL  WITH MY WIFE!!

There have been a few people that have done Sub2’s that come on here bragging about it.. those that do come on here bragging about seem to be  helping someone promote their product/mentoring , have a product or mentoring they are trying to remote directly or indirectly themselves, or simply do not understand the landscape of Bigger Pockets site.

I have a similar product in NE GA, turnkey, going in 9 cap.