But in Smarter Contact, even though it's not required (if you're in the Elite or Enterprise Plans), they're strongly suggesting it and even have a report on "carrier block rate" percentage.

Connect with The Hard Money Co, Mach1 Lending, MGM Capital or Plan B Homebuyers. 

This would apply to your unit.Your biggest concern with setting the rent should be the near future. 1) Your insurance is guaranteed to go up, probably dramatically.  2) You may get an insurance assessment bill to cover the CA Fair Plan losses.

I plan on renting a unit and probably getting a roommate or two in my unit to maximize cash flow early on.

That means paying all cash isn’t an option unless you plan to bring another $600k to the table. . 

Plenty of people do have 10-20 unit and work thru it, you just need to think it thru and have a plan if you don't want to do all the work. 

Would love to learn more about this flipping plan you have and get you connected with anyone you may not already have on your team.

When I look at the property and the information what I am noticing is the "game plan" is as follows:1.

I want to have a game plan in action prior to reaching out to lenders. 

My plan is to take the next six months to try and learn as much as possible about multifamily real estate, while also saving up money to be able to start a career in brokerage.