Most propane suppliers will offer a discount if you purchase your own tanks outright, I save around $1.00 per gallon.

FYI - not legal advice.If it's not a formal assumption and it's a straight sub-to, typically the seller remain personally liable for the debt if the investor defaults.Essentially, what can the investor do better than the seller after refinancing the property? 

Tell me - someone selling their home to your son, Subject-To - is this a person who has made good life choices? 

A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

Is this really the person with qualifications to provide a review? 

I typically don't comment on other's businesses unless I know from personal experience.

We had to save up the 5% to get our first place with an 80/15 first and second mortgage.  

and - if 35K is everything you've got - savings, emergency fund, money for real estate... that is not a huge cushion. 

I'm often surprised by the things tenants due to save a quarter.

Choosing a solution like that means missing out on significant opportunities to free up your time for what you do best while also foregoing the expertise of a tax professional who could provide substantial benefits—potentially saving you thousands of dollars.