I have a salt water hot tub at my personal home.

Hard money lenders are going to want you to have success and will often times help you see if your numbers are close or way off. 

As far as benefit to the seller goes, @Matthew Paul I think you are probably right on the money and regardless of whether they would have preferred to stay in this house rather than move, it is likely providing them some excellent cash flow; and I'd be hard-pressed to come up with a deal that serves both parties better than the current situation. 

No draws buy it sell it make the money..

I put a lot of money into my property to make them nice. 

The challenge for a PMC is having the time to answer all your HUNDREDS of questions and handholding you as you learn, while still making money.

@Dan GroveAs a private money lender I agree with Nicholas' sentiment.

It is my understanding that people refinance and then use those funds other ways (personal living, investing, some to buy another property) as a means to minimize tax obligation. 

But you don't find the same person you did back when.

For ideological reasons I'm not personally into Cadre, but I will look into those crowdfunding platforms if my list of syndicators ever starts to seem thin.