Additionally, as stated above again, the projects that I was taking on were purchase well below market value.

I'm currently renovating my rear unit and it has the perfect layout to split into 2 units by adding a wall and an additional front door.

What do you mean you are paying $400 additional dollars more than what you are paying now?

Quote from @Conte Cuttino: Makes sense @Andrew Freed so say if we I can make it additional legal space, do you think the 107K left in the property for the return is worth it or should I sale and move on? 

I'm happy to answer any additional questions as best as I can. 

If you’re comfortable with a bigger investment, a duplex is good for the benefit of additional cash flow and you could house-hack.

Additionally, ATCP 134.05 says that if the tenant provides a consumer credit report from an agency that compiles and maintains files on consumers on a nationwide basis and it is less than 30 days old, the landlord may still run a credit check but at its own expense.When I inquired with the company, they replied: "These laws are in place to ensure that you, as a landlord, are not profiting by incentivizing multiple applicants to apply when you have no intent to rent to them.

I performed the BRRRR on one property with the intent of attracting an elderly couple (which I did and they love the place).

I heard that less than 20% down causes additional insurance fee? 

I also want the seller to sign, just to add its own confirmation to the tenant's statements.