If you find a local realtor and loan officer who specializes in investing in your area, start having conversations to get up to speed on your market.

First, **reliability and speed** are crucial—hard money loans are often used for time-sensitive deals, so you want a lender who can fund quickly.

By year 5-10, investors often achieve their peak annualized return. 

Rates have now decreased from averages in the mid-7's to now upper-5's, yet the market has not seen a "speed up" -- likely due to the seasonal swing, and the upcoming election. 2025 should see strong property value growth, with increased inventory, but also increased buyer activity with rates expected to continue downward. 

Maybe paint the fascia a different color and add a decorative gable to the front peak. 

The higher costs are offset by the speed and flexibility of the financing.

I have 3 deals going in Loudoun county VA that national builders are buying our lots and when I was there going through existing developments its was full speed ahead  Toll Brothers on one project probably had 40 up and running some i am sure are presold..

Whether you should use a hard money, broker or private money would depend on your goals & priority (speed, communication, pricing, etc) so highly recommend considering a variety of options!

Speed matters but not as much as actually solving the issue.

Hopefully people will quit chasing what was a shiny object.Kinda like people buying a stock at its peak only hang onto it too long and lose more money.