Is there a way I can structure the deal where even if I am unable to make payments, nothing would happen to my credit/record?

Quote from @Tyler Garza: Deal :Duplex Home2 beds / unit2 baths / unit3,000 sqftAsking 300k60k downEst rent/yr - 31,2005% Vacancy20% Op ExpenseMortgage 240k assuming 7%Results: CF - 6,600Cocr - 11%Cap - 8%Looking at this for a buy and hold and trying to determine if I am analyzing this right For the best rates, to get near the 7% on a 2-4 family you are going to need to put down 25% instead of 20%. 

I've found that Chase has great deals (almost no closing costs) for 5+.   

Back then looking at more deals would eventually get you a "quality" deal, today it will get you a deal in the hood.

DSCR is not low money down or low money into a deal.

And i spend my time making deals or typing BP responses.:) And travelling to my clients place of business and helping them do RE deals..

If so- what would you rate your work effort (not afraid of work), and the time to close a first deal?

Each unit is on individual wall/window units and I know from experience those can be a pain to deal with too. 

@Daniel Vargas I work with out-of-state investors all day, everyday and present them deals all-day, everyday.

➡️Underwrite deals with data-driven decision-making.