Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs). 

As for offering subject-to financing, this is something that can be advertised under 'seller financing' in our local MLS, and there's investors that search specifically for listings with that marked, so that should introduce your property to a new set of buyers that may not have considered it before.

The cost associated with insurance for not having 20% is peanuts compared to what you potentially can do leveraging your down payment. 

The right agent will have worked with Canadians before, will have lenders set up that can work with Canadians and will have a seamless process for management.Not only can an agent set you up with a GC, property manager, lawyer, insurance broker, inspector and everything else you need, they can analyze deals and put numbers in front of you.Your job as an investor is to vet the vendors they are providing and double check their analysis.  

The property was rented and generated $160 cash flow after mortgage, taxes, insurance and property management fees were paid.

Rentvine's claim is that they offer help getting set up with double entry accounting.  

Make the offer appealing by highlighting the short-term ROI from his renovation expertise and potential profit-sharing during the partnership.

Quote from @Ken Williamson: Quote from @Shawn Fletcher: Hi Leslie, Did you move forward with RE Developer Training offered by Jerome Maldonado.

Expanding MetrosDirect flights help, but don’t skip great markets like Columbus or Huntsville if they offer better returns.

When making offers I want to utilize the standard 70%-ARV-Profit formula.