Community Banks are more likely to work with you as an investor, but they are going to require higher liquidity from you, a significant deposit relationship, and will likely not be as agressive with the loan terms that you might find with lenders that specialize in investor deals.

This includes, experience with LTRs, Liquidity and FICO. 

These reserves can typically be in liquid assets, including cash, stocks, or retirement funds.4.

I do have stocks that I could liquidate to throw at the principle but they have been performing great lately and I’d rather use those funds down the road as another down payment on a future property.Any advice appreciated Christian

Seller wants them to hold EMD as easier for them to liquidate if you violate purchase contract.3) Final Inspection - this really has nothing to do with your inspection request.

We’ll only consider additional debt when it maximizes liquidity or improves risk-adjusted returns.

I can no longer contribute to a ROTH IRA and am looking for ways to accumulate more liquidity long-term to continue purchasing rental properties.

If we take the minimum for credit, it will be $100 instead of $2,000 or less.We have stock portfolio that we don't want to touch for the rehab around $200,000 that is liquid upon selling. 

Ricardo,If you need immediate liquidity, selling might be the better option.If you’re interested in long-term wealth building and passive income, renting out the property using a DSCR loan could be a profitable strategy.Regards Joe

That said, if I was retired, in a relatively low income tax bracket, or a real estate professional able to offset my commission income and interest income from PML with major cost-segregation, and wanted some spendable liquidity after a career in investing - PML all the way.