Lenders don’t pay for problems.

But then, something incredible happened—his business started thriving.With fewer daily distractions, Michael had time to find new investment deals, build relationships with private lenders, and even take a vacation.His portfolio doubled in size within two years.And for the first time in a decade, he wasn’t stressed.The Lesson: Let Go to GrowMichael realized the secret of successful investors: You don’t build wealth by working harder—you build wealth by working smarter.By letting go, he gained more than just free time—he gained a scalable, sustainable business that could grow without burning him out.Are You Like Michael?

Most of the lenders I work with (provided you have experience and a credit score over 660) would do up to 85% of the purchase price and up to 100% of the rehab costs, provided this doesn't exceed 75% of the ARV.As for the idea of selling the land, great idea.

That cost us 3k to fix Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Great agents might follow up on this, and 1 out of 100 lenders share some of the info with both agents, but that is rare.I guess as a FSBO you could try to prompt it. 

tbd Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

@Guifre Mora and @Johnny Horner, I've gleaned these lenders over the course of a year or so.

As interest rates decrease cash on cash increases  both due to the fact finance charges are lower and as an indirect consequence you can often obtain higher leverage (meaning less cash invested) because the 1.2-1.25 debt coverage ratio most lenders seek as part of their underwriting takes into account interest payments.

A good real estate agent who understands investment properties, a lender who works with investors, a solid contractor, and a property inspector can save you a ton of headaches down the line.

I should note that this may be considered manufactured spending To your last point of the gifts funds....Per Fannie and Freddie guidelines, lenders can't allow gift funds on investment properties.