Legitimate lenders are ok with this.This is a clear scam @Justin Smith.

@Indrani PeytonRun away- no legitimate lender would give someone a $400k loan on $27k a year

There are also more legitimate examples commonly referred to as mezzanine debt.

@Nicholas Devlin I have yet to find any legitimate lenders willing to do DSCR loans that small.

I typically suggest getting three quotes so you can determine who is legitimate.

A legitimate PM company ain't changing their contract for any customer.

Meanwhile, operators who have legitimate balance sheets and large portfolios don't hide behind the curtains....ever stop to think why that's the case?

As long as you operate a legitimate business and observe the corporate requirements you should be fine from that standpoint. 

For certain AI businesses will "over-hype" their offering but there are very legitimate use cases that you'll just need to see third-party reviews to be able to ascertain if the products actually deliver what they say they do.

You just have to do what other won't do.We have an immense STR community here, so you could legitimately do a second/vacation home here and possibly use it as a write off while using it while you're here.Best of luck