Some other routes to explore are seller financing or using a loan that allows for part of your downpayment to come from "gifted funds".

As for allowing kids to do their own things vs steering them into REI, it depends on your kid's traits, personality, habits, intelligence among many other (genetic) gifts or lack of. 

Usually is only 3% of purchase price which can be gifted or claimed as sellers contribution.

It is the gift that keeps on giving. 

The reserve funds must be in the borrower’s account before the new VA loan closes.o Gift funds cannot be used to meet reserve requirements.• Analysis of Rental Property Incomeo Each property(ies) must have a 2-year rental history itemized on the borrower’s tax return.o Property depreciation claimed as a deduction on the tax returns may be included in effective income.o If after adding depreciation to the negative rental income, the borrower still has rental loss, the negative income should be deducted from the overall income as it reduces the borrower’s income.o If rental income will not, or cannot be used, then the full mortgage payment should be considered and reserves do not need to be considered

I say we ban anyone who copies and pastes robot answers, cluttering up storage on servers for useless word filling loren ipsum type nonense.It's worse than giving someone gift cards they will never use for their birthday.

All they have to do is send 1k commitment fee to the lender in Target gift cards  :).. thats why HML / Private lenders that no one has heard of on BP get kind of a rough time at the start.

If you can gift that to your daughter she should be able to have a low enough monthly payment to afford a home, especially if she buys a duplex and rents out the other half. 

Having the ability to design and engineer solutions on the spot while knowing every intricate detail of a home allows me to ensure a quality of construction that can't be as easily met any other way.

Mostly is like dad or mom bought the property, " selling " gifting it to children because they won't qualify. it also happens between couples or married couples dealing a divorce.