Buy and hold

[Melissa Casey]

I've had my property for around 7 years and am looking to buy a few more multifamily properties in my area. I will need to use some creative financing or lender as my credit score is low (620) and my current house has about $250,000 of equity in it which the banks won't lend as I have a $45,000 lien on my house due to my city repair program that I enrolled in to help me with some of the repairs to the house and also because my credit score is so low. I'm trying to get my daughter into a house as well as she is 21 and has good credit but is a full-time student so her income is not on point just yet. She does work but will not graduate until 2025. Just trying to learn everything possible and grow a portfolio.