I would love to get a condo down in Miami to have a as a forever rental, but it's just so hard for me to pull the trigger.

That is why it is hard to get regular real estate loans on assets valued so low, the cost of the refinance makes it so you are paying higher than they can legally charge you percentage wise.

When you have things that you do not know how bad they are until you open up pandora's box, it is hard to perfectly predict the cost.I'd be happy to have a more in-depth conversation if interested. 

Get Familiar with Financing: Educate yourself about different financing options available for commercial properties, including conventional loans, hard money lenders, or seller financing.

LLCs tend to be beneficial for financing options if using hard money as it can be required depending on the program.

Have a nice rug that compliments the couch if you have hard floors.

It's hard to give much advice without more numbers.

Many decided it's too hard, so they sat down under a tree and whined about not making any progress.

If they don't, probably not really worth to fight too hard over it.

Welcome, take a look around, and don't be shy -- we try not to bite TOO hard!