My name is Trent Zachgo, and I’m based in Anchorage, Alaska.

The heloc requirements will vary by lender as these are mostly done by banks using depositor funds - they will all have slightly different requirements and will not follow conforming loan guidelines.The LTVs for R/T and cashout refi's will be based on the new appraisal completed during the loan underwriting for the new loan.

All my information is based on both my personal experience as to transactions I have successfully concluded as well as my knowledge of the laws, rules and regulations affecting real estate transfer, finance and sale currently in effect.  

I think we will see more "adult" families living together...kids move back in or parents move in with kids.The traditional apartment model was based on 12month leases, but jobs are not always 12 months and people want flexible terms, so co-living often offers that.Seems like younger people between 20-30 and some other age groups don't want to get married and start that housing pathway our parents and grandparents took.   

The information shared is based on my experience and industry knowledge and should not be considered tax, legal, or financial advice.

I’m based in Denver, CO, and I’d classify myself as a serial entrepreneur with a deep-rooted passion for real estate.Real estate has been a part of my life since childhood—both of my parents dabbled in it part-time, so I was always surrounded by it.

I know its not a huge spread but like I said I wanted to try something new.Hey Jonah, Congrats on a good deal, to only need a few cosmetic touches and to get that nice little bounce in value is awesome.And 7% is probably a pretty solid estimate (usually based on FICO) but I think the important question that you are asking is what is your long term strategy with it?

• Do you foresee any delays based on material availability or subcontractor scheduling?

Based in Santa Monica, focused on out-of-state markets with strong growth.Not here for sales pitches, just real connections, real deals, and real conversations.

The previous owner who was planning to make a pet hospital had some of the drawings and plan done on this old building.The previous owner also had no plans for addition or extension of the existing building since it requires zoning of a plot which is more time consuming process based on the feedback I received from county and a couple of civil engineering firms that I reached out to.I was provided the following list for civil engineering work.Pre-construction phase1.