Because that property didn't quite fit my portfolio profile, I re-sold it 5 months later for $375,000. 

Also, if you are a minority, WRA has the Partnership for Success program, which helps pay for your start up costs.

Talk to different agents in different brokerages and get a feel for what might be a good fit for you.

It is dependent on you and what you think would fit best for you.

That will help you garner a better picture on if holding this property longer is a fit for you. 

I'm trying to weigh the value of including parking for all units vs. just parking for some (potentially larger) units, and perhaps even fitting an additional unit. 

Have you looked into local credit unions or alternative financing programs?

Both of those could put an investor where you are today - unfortunately.I can tell you that I believe I've avoided these types of issues from happening on my deals because I joined coaching programs and had mentors.

Here’s what I did when I withdrew from the STR programs.  

If you’re serious about buying properties and doing real estate, then I would suggest working with the CPA that understands real estate even if the services cost more than your average H&R Block or some TurboTax program you can buy.