For the 10 year period spanning August 2014-2024, single-family prices in Austin nearly doubled, yielding an annualized appreciation rate of ~9.5%.With inflation nearing its 2% target and signs of a slowing labor market, The Federal Reserve is predicted to cut rates as many as three times before the end of 2024 (see here).

The long term capital gains rate for many people is Federal 20%. 

(Remember the claims a certain former federal prosecutor and mayor of a major city would make outside of the courtroom…. only to not be able to make any such claims once in front of the judge?)

Just wanted to pass on that Navy Federal has a Homebuyers Choice option, 0% downpayment, really 0%, no PMI, but higher interest rate and 1.75% funding fee (and sellers can contribute up to 6%!)

Another caveat: there are a lot of STRs out there that are breaking HOA/local government/state/federal laws or strongly bending the rules, and I'm looking for people who did not do that or who mitigated risk there. 

You can see if you can apply and qualify for a loan through the bank but most banks will follow federal standards and guidelines which allow them to sell the home to Fannie or Freddie if they so desire.

However, you can only get a federal tax deduction for the state and local taxes you pay on real estate that you own, such as your main home, a vacation home or bare land.

I'm wondering because of the housing shortage if the federal government is offering some low interest loans for this type of development.

Quick summary: A Phase I ESA gives you the "Innocent Landowner Defense" protection under federal Superfund regulations.

The National Retail Federation (NRF) reports declines of 6.5% in back-to-school spending and 7.9% for back-to-college, with shoppers focusing on frugal choices amid rising inflation concerns and an upcoming presidential election.During the pandemic, families spent more on school supplies and remote learning gear, but priorities have shifted to travel, dining, and entertainment.