Also, if it fits your budget and your business needs a write off BPCON lives up to the hype. 

Quote from @Marc Zak: In the market where I live (San Diego), appreciation has been strong and many predict it will continue to appreciate in the long term.However, with current interest rates (6% at best) and property tax (2%), the annual cost burden is 8%.Am I correct in saying that appreciation has to be above 8% annually (plus whatever my maintenance and vacancy costs are) for me to make any money in this scenario if the property is cash flow neutral?

I am considering living in one of the units myself.

The 'investor' promises that the homeowner can continue to live in the home and repurchase it later or promises them new financing.

Hello my name is Ernest KAKEU, I live in Midland.

What about while I live there I wanted to rent out the other unit or units, is this allowed under USDA?

Quote from @Allison Cutlip: Hi all, My boyfriend and I are buying our first home that is a duplex, planning to live in one unit and rent the other side.

I really trusted my agent and knew several people who had invested in Reno so I took the leap after trying and failing for years to buy my own home in really high cost cities where I lived (NYC, DC, SF Bay area). 

I am exiting the rental market here (love living here tho). 

I have a 401k, IRA, and pension in place to help me achieve retirement quicker, however I definitely feel the squeeze on a daily basis and always feel like I'm living paycheck to paycheck.