Yes, this means that if the dog is in the backyard, they need to be in the backyard and have their dog on a leash so others are not 'shocked and awed' by their fur baby. 

@Anup Jung KarkiPace Morby may have some resources on this.

However, in residential, which is mostly always wood framing, if you use concrete, you'll still need to fur out (frame out) the walls for electrical, insulation, etc.  

@Chris ReyesFor me as a new investor, my why is to work hard and smart towards financial freedom and to have the flexibility to spend time with my kids and my fur-kids.

Hey @Nicholas Jung, Lots to unpack here.

@Joe Jung Private lenders usually want to keep things under 12 months to keep their profits as high as possible.

Researching markets at this point and just want to connect and gather information, look at some listings, off market listings, etc.Please let me know who you know in these areas and please connect with me or comment below.Thanks, Greg Junge

Quote from @Jung Lee: Hi Ron, is it worth doing CPA if someone who is 45yrs has 5years experience in commercial accounting but interested in the real estate industry?

Hey, @Joe Jung, you might want to consider the Kansas City market. 

If course we made a date for me to come see for  myself but for  now this is what I've gathered)4/2   (relatively, now) new kitchen, flooring, appliances, paint, carpet4br  2b, 1180sqftLOT: 6780sqftsingle familybuilt in 1985Garage 264sqft1 story although i couldn't find any 4br, A home with 1 fewer br(3) but 50 more square feet did sell within the last three months for 98000Another is on the same exact street as Cindy's home, has 1 fewer br(3) and 41 fewer square feet sold within the last three months fur 95100Another next street over 1 fewer br(3) and 156 fewer square feet sold within the last six months for 96000 the area does have several foreclosures,..but overall isn't a neighborhood in which i would feel unsafe livingnow, (for what it's worth)she says appraisal when she purchased was 94000, and she bought it for around 92000Interest rate 3.4%Payment 677.00/moShe still owes 89500Is behind about 2400.00 (including late fees)I would like some suggestions if possible,  from those more experienced than I (I'm a determined/excited newb) as  to the best way if any to do thisShe's pretty much open to anything:)Or, like i said I'm green,  so this may sound crazy,  or  maybe I'm actually thinking of an actual way of structuring a deal...but what if:I purchased subject to with an agreement that she and her son could remain in the home for a year,  but only pay half or another- predetermined-amount of the mortgage and i pay the other half.