If you are looking to refinance the rate and aren't concerned with taking additional equity out on your property, then you should use a rate/term refinance.

Despite my concerns, I allowed the appraisal to proceed.

Immediate attention to tenant problems, concerns, and repairs. 5.

The seller can pay for it at closing (the title agent will cut the check to the trade to ensure there is no resulting lien) and provide proof of the replacement to the insurance provider.  

lol  What he said I do with @Todd Burton was a bit more concerning lol.

And, cutting off liquidation options. 

And yes, assessments do have me a little concerned with condos.

If you have questions or concerns about the project, reach out to me!

They cut out all but the best locations and were way more cautious.

Another option is house hacking—buying a small multi-unit, living in one, and renting the rest to cut costs.