We have a commercial 30Y fixed DSCR product that may work for you.

You will owe monthly payments until you fix the property up, rent it out, and refinance to a more traditional 30 year fixed rate product. 

In my experience that either means there is something prohibitive in the zoning, or there simply is not much demand for that sort of product if most people either go with an apartment in a large complex or rent a SFR.

Or try the reverse - rehab a property to Class A standards in a Class D neighborhood and try to get a Class A or B tenant to rent it.Unfortunately, many newbie real estate investors are jumping into buying affordable Class C rentals - expecting Class A results.

 @Jordan Laney Asking what others pay for snow removal and comparing your yearly spend to past years is not productive.

I want to avoid falling into a mindset of thinking we can't afford to invest because of the needs in front of us.

God forbid something happens and I either can't get rid of a tenant or can't find one, I would barely even be able to afford the mortgage

This concept aims at addressing the challenges of what to do with defunct suburban malls and maybe even empty big-box retail store spaces that are in desirable and affordable neighborhoods.

Because it has to, it's operating on a razor slim margin and can't afford the issues. 

Only other advice I have is to try to find a quad, not a duplex, in the nicest neighborhoods you can afford.