Nice thing about Roths is that you can pull your contributions out after 5 years if you had a different investment opportunity came along -- or you can open a self-directed Roth and use it with an LLC for passive real estate opportunities.Long-term opportunities such as 401k-type investments that a W2 job may offer a match -- again, with low-fee broad spectrum investments. 

I may be coming in from the opposite spectrum from most but I believe hosting pets are your property is not too risky if you can vet your tenants accordingly and know what to expect from them.

On the one hand you could buy a turn key duplex or tri plex in Cleveland that cash flows decently, or on the other side of the spectrum you could MOVE to Cleveland, house hack a distressed 4 plex using FHA with 3.5% down (~7k), rehab this (~20k), then refinance out in a year using a local credit union to recover all of your money, all while BRRRR'ing another single fam house, then repeating the following year, to accumulate 15-20 units in a few short years, with the plan being to expand into mid sized multi fam vs syndication after that.

You've got your percentage of people that are "over it" and walk around freely w/o a mask and the polar opposite on the other end of the spectrum.

You'll get a full spectrum of perspectives, good and bad. 

It’s best to be somewhere in the middle of that spectrum. 

And a flight to quality doesn't hurt either--the properties at the lowest end of the spectrum often suffer the worst and can be the last to come back.But good defense requires one step beyond underwriting--not stacking on too much debt is very important. 

so many great replies from all ends of the spectrum, and everyone is good.

I called spectrum internet provider and they told me I cannot get another internet service for myself because each unit can have only one internet service.

@Reinhard Kurzen Andrew Greene at Perkins Coie is excellent, but on the higher end of the spectrum as pricing goes.PM me if you'd like.