Our current tenants are already very wasteful when it comes to utilities (they never turn the furnace/lights off), so our averages from the past year are already on the high end of the spectrum. 

I have clients on different ends of the spectrum.  

I really love the  "let me tell you a story"  type of answers which is pretty useless.From do it all yourself on one end of the spectrum, then $99 SnapFlatFee for listing, ask for discounts/flat fee, to ..90% of you all saying "just shut up and pay...like the rest of us"Nobody knows a better, more novel way of doing this?

But I believe Comcast and Spectrum do not have contracts and you can cancel once the flip is done.

Still the DOJ is clear that Service Animals are different than Emotional Support Animals, which treat a broader spectrum of emotional disorders and have no training. 

Good lenders with conventional loans towards the quicker end of the spectrum, bad lenders doing an FHA/VA towards the high end of that.

If the cash flow from a free and clear portfolio will be enough for you to live on, and that's your goal, then that moment of financial freedom is as far away as your amortization lasts, so going with the 20 year makes sense.On the other end of the spectrum, taking the long amortization and doing a cash-out refi every 7-10 years, depending on appreciation, is another strategy way to go.

Little from MD directly, but across the spectrum, everything from: >Not part of the BK action, to >Lift the stay and let me move on, to >Get in line with the others. 

Getting the credit history established was the biggest hurdle for me, and a quick trip to the bank can tell you where you sit on the spectrum and what you can afford. 

<500 month puts you on the low end of the rent spectrum.