I do not go barebones because I want tenants that will also respect the place.  

Nobody will ever respect you for the blood, sweat, and tears you will go through dealing with all of the pain and agony of trying to navigate such a ridiculous system.

Have you ever noticed that many things that are actually creepy, stupid, and downright evil put a respectable title/ name to it?

She has an impressive portfolio but I just lost some respect for this agent - I reached out to help a Bay Area investor as an agent not have her sell him an expensive coaching program. 

We tracked her down, negotiated, and made sure she felt heard and respected, even offering her cash at closing to make sure everyone walked away with something.We worked day and night to make it happen.Everything was finally coming together.

Hi Jenny,It's not unethical as long as you are being respectful of their time!

I enjoyed what I did building cool bridges and hotels, but I was not too fond of the daily in and our grind.Jumping ship has brought bigger challenges, but I am happier tackling them with people I love working with.With respect to real estate & being a landlord, it's honestly something I do NOT ENJOY that much either (dealing with HOAs, repairs, vacancy, etc.)...unless you can buy properties and completely offload the property management, which was and is hard for me to do with my scarcity mindset. 

Think about it they aren't respectful of you now how is that going to change?   

The math is easy, the 1st Lien Heloc, even at a higher interest rate, will out perform a traditional mortgage hands down with respect to gaining equity/wealth much faster, with no change in household spending habits. 

Doing so would be a prohibited transaction because you are a disqualified person with respect to your plan.