Now I'm looking to take the test again and I'm looking at the license ID that has an expiration date of 8/1/2022 and my question is do i need to take the 40-hour classes or can I retake the test.

That is owner occupied starting 2025.I will test (if approved) STR or MTR…on the other unit, but also Besure it works for LTR.We both have good credit, DTI is way low, great jobs, and money saved to start this process.Here in Lexington KY I feel it’s hard to find duplex in a decent area unless it’s over $500k.We each prefer under $300k for a duplex.

Here you can test the waters with 3.%-5% down, have your own place, and then see if you want to continue investing (chances are you will:))

I haven't actually used property management in Houston, but if I ever do I was thinking of testing out Emerson Property Management (@Cameron Tope commented above) as it seems like they have good reviews and good pricing.

I now have to have the entire property tested.

@Clare Yuritch /  @Byron Valles are you using it for personal use or with clients as advisors@Jake DeBoer I'm testing it out for personal use but we have been looking to switch our planning software.

I know there are individuals working on data analytics for this as I've been contacted by a few who have early models they're wanting to test.

You could state high income or high net worth does not equate to financial literacy, but without an actual test it may be the best indicator. 

Sometimes for 12 months, hopefully for years.This ongoing transaction (relationship) is much harder when things are disjointed, expectations aren't met (or properly set), people are curt, or worse.Find a PM that passes the sniff test of someone you want to build that relationship with.

But I decided to test the Air BNB venture.