You don't want to be selling the house later, disclose this accident and then have a inspector say the floor joists are unsafe or something like that. 

We just had a 2001 Honda Accord totaled in an accident.

Good and especially excellent credit is NOT an accident.

This was tragic accident, but can you imagine the owner's liability if the owner had left the gas can behind for the tenants to use!

After multiple black and blues due to the older son swinging the doors "by accident", I asked to have them removed. 

This includes lots of partners who assured me they would NEVER have an issue because they ____ (fill the blank: grew up together, were frat brothers, served together, it is different in their culture, etc.)And remember that a lot of factors are out of our control, including losing a job, car accidents and Covid.

Maybe they were in the trunk when the accident happened.

If they say you should have had insurance, I'd say that it was not an accident, that they knew of the problem and didn't fix it, and that it is not reasonable to rely on tenants having renter's insurance for damage due to their negilgence, which can mean a deductible and higher rates if you file a claim.At any rate, that's what I'd do.  

My car was recently totaled in accident, so I have a car payment for the first time in over a decade.

.- We are not responsible or liable for any accidents, injuries, or illness that occur while on the premises.- We are not responsible for the loss of personal belongings or valuables during your stay or any items left behind after check-out.